Numbers Handled With Discipline. Decisions Backed by Insight.

Ruwaad is a specialised accounting and financial firm built for organisations that expect more from their finance function. We combine technical rigour with senior, partner-led advisory, helping businesses across Saudi Arabia stay compliant, operate efficiently and grow with confidence.

A Partner in Your Success Not Another Vendor.

Ruwaad means “PIONEERS” and that’s the standard we hold ourselves to. We believe every business deserves more than a service provider; it deserves a trusted partner.

Whether supporting ambitious startups, growing SMEs, family businesses or established enterprises, we work alongside our clients to simplify complexity, strengthen compliance, improve operational efficiency and enable sustainable growth.

0 +

Years of combined practice leadership

0 +

Clients supported across sectors

0

Markets served, and growing

02

What we do

One Window for Your Financial Operations.

Four disciplines, delivered by specialists and scoped to the nature, size and stage of your business.

i

Accounting & Reporting

Outsource your finance function to a team of specialists accurate, current books and reporting you can build decisions on.

ii

Consulting

Advisory that moves with your business as priorities, markets and stage change.

iii

Taxation & Compliance

Tax and statutory obligations handled end to end, so filings are never a risk.

iv

HR Advisory & Training

Tax and statutory obligations handled end to end, so filings are never a risk.

One window for your financial operations.

Four disciplines, delivered by specialists and scoped to the nature, size and stage of your business. Hover a service to explore it.

01
What We Do

One Window for Your Financial Operations.

Specialist depth. One accountable team. Four connected disciplines, delivered by specialists and shaped around the nature, size and stage of your business.

Accounting

Accounting & Reporting

Accounting

Accounting & Reporting

Delegate your finance function to specialists delivering accurate, current books and reporting you can build decisions on.

Advisory

Consulting

Advisory

Consulting

Advisory that moves with your business as priorities, markets and stage change.

Compliance

Taxation & Compliance

Compliance

Taxation & Compliance

Tax and statutory obligations handled end to end, so filings are never a risk.

People

HR Advisory & Training

People

HR Advisory & Training

People operations shaped around sound policy, statutory compliance and sustainable capability building.

Four Reasons Clients Stay.

i.

Partner-led, always

Every client is assigned a partner. Senior judgment isn’t an upsell here it’s how the work gets done, from the first meeting to the last review.

ii.

Built around you

No templates. We shape each engagement to your size, sector and stage, so you pay for what your business actually needs.

iii.

A genuine partnership

We stay engaged through implementation and beyond. The brief doesn’t end when the report is delivered that’s usually where the value starts.

iv.

Made for growth

We’ve supported businesses through scale-ups, new markets and transitions and we structure the finance function for what comes next, not just today.

Built to Move at the Pace of Vision 2030.

Saudi Arabia's Vision 2030 is reshaping the ground every business we work with stands on — a private sector being scaled to carry 65% of GDP, SMEs targeted to contribute 35%, and a financial sector being modernised end to end under the Kingdom's Financial Sector Development Program. Growth at this pace needs finance functions, tax positions and governance built to match it. That's the work we do.

Private-sector scale-up

With the private sector targeted to carry a majority share of the economy, we build the reporting and financial infrastructure businesses need to grow into that role.

Saudi business growth and Vision 2030

Private-sector
65% of GDP

SMEs targeted
35% contribution

Financial sector
modernised end to end

Governance built
to match growth

04

Leadership

The Pioneers Behind Ruwaad.

Decades of combined experience across finance, compliance and advisory, led by partners who take personal accountability for every client relationship.

Mohsin Iqbal Motiwala

Global CEO & Managing Partner

Global leader specializing in valuations, governance, advisory, reporting, and cross-border business solutions.

Muhammad Mujtaba Ahsan

Partner

Chartered Accountant specializing in governance, financial reporting, internal audit, controls, and strategic advisory.

Jawad Chughtai

Partner

Founder and professional services leader specializing in accounting, audit, advisory, governance, and business consulting.

Riaz Rehman Chamdia

Partner

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt.

Mohammad Ashfaq Bataviya

Saudi Resident Partner

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt.

05

Let's talk

Start With a Complimentary Consultation.

A relaxed, no-obligation conversation about where your finances stand and where Ruwad can add the most value. You leave with a clearer view of your options whether or not we work together.

Let's Talk About Where You Stand.

A relaxed, no-obligation conversation about where your finances stand and where Ruwad can add the most value. You leave with a clearer view of your options whether or not we work together.

Riyadh & Jeddah, Kingdom of Saudi Arabia

Contact Us

Tell us a little about your business. We respond within two business days.

Confidential. No obligation.